The Best Free Budget App & Money Management Apps for Android to figure our your finances

LAST UPDATED: July 1, 2019

Using an Android app to help manage your finances can make things a whole lot less confusing or overwhelming.

best money apps for android

Some people never put a foot wrong when it comes to personal finance and always manage to be in control of what’s coming in, what’s going out, and their amount of disposable income. There are others of us though, who don’t make the time, have the energy or interest, or perhaps don’t have the know-how to make the right decisions regarding money, and often feel guilty for not making more effort in this regard.

If you find looking after your finances confusing or overwhelming, it might be a good idea to make use of some of the many finance apps available on the Google Play Store. Using an Android smartphone or tablet accompanied by a money app can make things a whole lot easier, and can help you to organize your daily expenditure so you get to payday without being overdrawn. They can assist you with avoiding debt, balancing your budget, and keeping track of what’s happening with your bank account, and at the same time, this can relieve stress levels whenever you think about your financial situation.

Once you’ve sorted out your daily finances this might also inspire you to start saving or even investing in the future if your situation allows for it. There are countless apps available and we’ve spent time checking out many finance apps so you don’t have to. Instead, simply look at our choice of the best free budget and money management apps for Android and start figuring out your finances today.

15 best free Android money apps to control expenses and make budget on Android.


Price: Free with Ads/ Offers IAP

Monefy is a really solid choice if you want to get on top of your finances. The interface is appealing and easy to the eye, and the focus of this app is the convenience and speed of adding new records of expenditure. Spending is displayed from the records list or on a chart, and further features include passcode protection, a built-in calculator, currency selection, synchronization using Dropbox, lock screen widgets, a budget mode, easy backup and export of data, and the ability to manage categories such as Bills, Car, Entertainment, Eating Out, Clothes, Gifts, House, Pets and more. The app also supports multiple accounts and our link will take you to the free version. Alternatively, you can opt for in-app purchases or choose to pay to upgrade to the Pro version of Monefy that has no restrictions and no ads.

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Price: Free with Ads/ Offers IAP

EasyMoney- Expense Manager app for Android

Expense manager is one of the best and most popular money management apps available in the market that lets you take your income/expense to detail quickly and easily. It is a simple, but very useful application to manage your financial costs. Moreover, the app also allows you to visualize your money in different periods of time, such as the month, week or even days. So you can carry all your expenses in detail without miss anything through a simple interface provided by the app that opens up a detailed cost book.


Price: Free with Ads/ Offers IAP

This app is a useful personal asset management tool that will assist you with financial planning, tracking spending, and budgeting. Simply record your transactions, both personal and business, and you can review your financial data (either daily, weekly, or monthly), and generate spending reports. Money Manager tracks your ingoing and outgoing expenditure, and features include dual-entry bookkeeping, budget, and expenses in graph form, credit and debit card management, asset transfers, stats, widgets and more. The app is designed in such a way that it’s easy to get a visual idea of your finances rather than just see a sea of numbers. The free version limits you to 10 assets and contains ads, or you can choose to upgrade to the Pro version that has no ads, unlimited assets, and PC manager function.

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Price: Free with Ads


Another best free expense management app that lets you records all your expense each day. With its user-friendly interface, you can see your spending by day, week or month. You can even analyze a graph to determine how you spend your money most. You can see the graphs of your cash flow and create budgets to watch spending and manage your income well. The app even lets you export the information in HTML or Excel for print or save.


Price: Free with Ads/ Offers IAP

This offers a really simple way to manage your expenses and track your spending. It has many of the same features as other money management apps including flexible time periods, summary view, quick logging of expenses and income, reports, categories, a widget, and multiple account support so you can separate business, personal money, and savings. There are some other nice touches too, including a special layout designed for tablets, and money saving and tips depending on your location. You can set a fixed amount for your budget per week or month, and the app allows you to carry over anything remaining. It’s free to download although an in-app purchase is necessary if you want to sync your information to further Android devices.


Price: Free


It is a solution designed for business people and for those who wish to keep a detailed record of all expenses and bills comfortably. With this application, user can combine personal expenses with corporate expenses in order to present bills and recover expenses. With Expensify it is easy to import credit cards or bank accounts and go applying expenses that are held throughout the day.


Price: Free/ Offers IAP

Wallet by BudgetBakers is one of the top choices in our look at the best free budget and money management apps for Android, as it packs a lot into a free app and will really help you to get in control of your finances and remain in control. It has some really useful extras, offers cloud backup, and claims to be 100% secure, although it’s worth noting that some features are available through in-app purchases. The app can be used in participation with 3,500 banks worldwide, so syncing transactions automatically to your bank is easy.

Features include alerts, multiple currency support, reports and overviews, receipt and warranty tracking, shopping lists, debt management, the ability to upload reward and loyalty cards, handling of standing orders, and PIN security to name just a few. The app has a clear layout and supports flexible budgeting enabling you to plan your future finances, and you can also share select accounts with family members or others.


Price: Free with Ads/ Offers IAP

Android Money Lover

We cannot leave Money Lover off our list, as it was among the top 5 best apps at the recent Google I/O 2017 conference. It’s a powerful and well-designed app that includes trends visualization to keep an eye on income and expense, financial reports, budget monitoring, and spending projection, customizable categories, and icon customization, and it’s such a pleasure to use, that managing your money (either cash or bank accounts) will seem like less of a chore. The app supports data backup via Dropbox or email, and Dash-clock extension and in-app purchases will enable you to upgrade to the Premium version for no ads, exporting to CSV or Excel sheet, unlimited wallets and events, and more.


Price: Free/ Offers IAP

ToshI Finance app for android

This app lets you organize your expenses and revenues quickly. Here you must choose the type of change and make a personal account manage your budget and go driving your expenses daily. It is divided into different sections where you will find the possibility to record all expenses. Toshl allows you to export your reports into PDF, Excel, GDocs and CSV files.


Price: Free/ Offers IAP

Goodbudget is a personal finance manager app that updates the traditional system of using envelopes for different bills. The app has been downloaded more than 3 million times and can sync across Android devices as well as the web and iOS devices. You can schedule transactions with virtual envelope fills, save with annual envelopes, set goals, check balances, and make easy transfers, and the app also features a location-based widget as well as reports that will help you to analyze your spending and monitor cash flow. Like all of these apps, it’s free to download but in-app purchases will add even more. For example, you’ll be able to sync to more devices and have an unlimited amount of accounts and envelopes, as well as 5-year transaction history.


Price: Free

This app is a little different as it’s free to download and you’ll get a 34-day trial. If you like it you’ll then need to pay $50 a year, and although that might seem like spending money for nothing, ironically the focus of this app is all about helping you to save. Indeed the makers of YNAB claim that in the first two months of using it, new users can save $600 on average. If you always feel like you’re living paycheck to paycheck or need advice about how to get out of debt, this could be a good option, and the app is based on four rules that will help you look at your finances in a whole new way.

By the way, YNAB stands for “You Need a Budget”, and if you choose to pay after the initial trial period you’ll also get access to a support team around the clock as well as free live workshops and more.


Price: Free

EasyMoney- Money management app for Android

The powerful processor for personal finance with which you can manage your financial issues from anywhere. With its simple interface, you can manage costs, plan budgets, combine a checkbook register, set invoice reminder and control your expenditure. We can say that with this app you will be able to bring up all your bills and expenses and have them always at hand on your phone.


Price: Free with Ads/ Offers IAP

Mint is an exceedingly well-known money management app for Android and offers another good way of gaining control over your finances. It will give you a comprehensive idea of where your money goes and is stuffed full of features and services, and also enables you to check out your free credit score. You can track and pay bills, look at savings tips, receive bill reminders, and schedule payments, and security and privacy measures include multi-factor authentication. Your information can also be synced across devices and to the Mint desktop version, and the app also allows the export of spreadsheets from the web. Do note that at present the Mint app only connects to banks and financial institutions in the U.S. and Canada only.


Price: Free/ Offers IAP

This app has gathered a user rating of 4.6/5 stars on the Google Play Store and it has many features that appear on other budgeting apps for Android. We particularly like the crisp and clean user interface, and there’s plenty to take advantage of with no third-party apps to annoy. It’s easy to add transactions with data synced straight away to the cloud, and it features credit card management, and also an elegant looking Dashboard showing an overview, expenses by category, this month’s budget, and pending income and expenses.


Price: Free with Ads/ Offers IAP

This intuitive app allows users to create categories and subcategories and even give each a different color to make them stand out. It features multi-account managing, a repeated operations option, an operations review that will quickly show you where your money goes, statistics, and charts. The app is also very flexible, for instance, you have the choice of selecting your starting date for the month to tie in with when you receive your salary. The developers of the app say that more features are coming soon, although it has already gained plenty of users.

Last Thoughts

If you’re often concerned about your money running out before the next paycheck, using one of these apps should help you to turn a daunting task into one that’s much more manageable. You’ll be able to control your finances from one place, which will keep things much more organized and give you more fiscal confidence at the same time.

All these apps are free to download and the majority of them don’t require any additional in-app purchases. They offer different methods for budget handling and tracking your spending, and who knows, after a while, you may have a more sensible approach to personal finance and even be able to start saving (if you’re not already)! If you find a favorite among these best free budget and money management apps for Android, do send a comment to let us know.


  1. When a user is required to sign up to the company web site and hand over his/her account numbers, user name, password etc …

    This raises a major concern about security and data usage.

    the conclusion is that perhaps private information should remain private and not stored or viewed by anyone else than the actual owner of the information.

    That is why i use Geltbox money -automatic download from any website (banks,credit cards) ,high level of security (Your financial data is securely stored and encrypted only in your personal computer),When using Geltbox you don’t need to give your banking account numbers and passwords to a third party!


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